If you look at the performance of the stock market over the past three months, you might think that everything is going quite well in our world. The reality is anything but.

In economics, a market refers to “any structure that allows buyers and sellers to exchange any type of goods, services, or information, influenced by factors such as supply and demand, competition, and government regulations”.

“Games are won by players who focus on the playing field – not by those whose eyes are glued to the scoreboard.” – Warren Buffett. Our financial plans are designed to feed, clothe and house our families in the future. It is important to be aware of our portfolio values but not to make it our focus.